Guaranteed lending programs can be a powerful means of doing so, while generating significant profit for the institution. Yet, the process can be time-consuming and complex. We work with lenders as the equivalent of an "outsourced loan officer and analyst" and guide our lending clients through the entire process, including the sale of the guarantee in the secondary market.
- 11 Loans
- 7 Banks
- $4 Million of additional net income
Your partner in developing tremendous profits via guaranteed lending while providing a Specialized Loan Program that other lenders in your area will not be using. This creates a unique product offering that sets your organization apart from others and allows you to retain relationships and to meet the growing needs of clients while dramatically increasing your bottom line. These unique products can provide your institution with new lending opportunities, substantial competitive advantages, reduced risk and a significant increase in returns with no increase in overhead.
- Allows community lenders to provide loans above their legal lending limit.
- Increases 'profitability' by selling the guaranteed portion of the loan on the secondary market while retaining servicing fees.
- One typical loan will produce enough revenue to equal nearly $33 million in loan volume.*
- Reduces concerns regarding collateral/appraisal issues often found in small communities.
- Provided lenders with another tool to expand their loan portfolio while mitigating risk.
- Retains relationships with customers who are growing beyond the legal and internal lending limits while mitigating risk.